The Sandlot. Remove The Guesswork. Integrity Wealth Advisors

5 Awesome Money Lessons Found at The Sandlot

Seeing as how it is the middle of summer, I recently decided to watch my favorite summer movie…The Sandlot.  If you aren’t familiar with The Sandlot, you should be.  The Sandlot is about a group of kids that share a common bond: baseball.  One summer, they get themselves into a pickle (the biggest any of them have ever seen!).  Throughout the movie are great quotes, funny reminders of a simpler time, and hilarious situations that can only be shared between best friends.  As I watched the movie this last time (the 30th time of my life), I wondered if there are any financial lessons that I could share with my readers. You’re in luck, there definitely are… Continue reading “5 Awesome Money Lessons Found at The Sandlot”

Dalbar Study Behavioral Finance. Integrity Wealth Advisors. Remove the guesswork.

How YOU are Ruining Your Retirement Savings

Hey, investors… you’re doing it wrong!  Since 1994, DALBAR has released an annual study known as the Qualitative Analysis of Investor Behavior (QAIB).  This study measures the effects of investors’ behavior and how this behavior impacts their investment performance.  There is an abundance of research that shows that investors are often their own worst enemy when it comes to their portfolio returns.  This post will detail the main findings of the most recent QAIB study, explain some of the common behavioral mistakes investors make, and let you know what you can do to avoid these mistakes.

Continue reading “How YOU are Ruining Your Retirement Savings”

Protect Yourself Before You Wreck Yourself. Integrity Wealth Advisors. Remove the Guesswork. Nick Vail

Protect Yourself Before You Wreck Yourself!

Protect yourself before you wreck yourself (my attempt to use some Ice Cube lyrics in a blog post), or your nest egg may be buried in the wreckage.  There are three ways that many people believe they can get rich quick: 1) inheritance, 2) hitting the lottery, and 3) LITIGATION.  That’s right, that neighbor of yours that comes to your barbecue and has too many cocktails and falls on your driveway?  He could sue you.  Have a teenage driver or a pool?  Many accidents can happen in which someone may try to benefit off of your hard-earned savings.  Just ask Tom Hanks, it’s happening to him!  Do I think everyone is out to get you?  Of course not!  But you need to protect yourself.  And here is the good news, there is a cheap answer that can offer you big time protection.  It’s called Personal Umbrella Liability Insurance. Continue reading “Protect Yourself Before You Wreck Yourself!”

Should I Invest or Pay Down Debt. Professors. Remove the Guesswork. Integrity Wealth Advisors. (1)

“HELP! Should I Slash my Debts or Build a Nest Egg?” -Professors

You have worked very hard on your own educational goals and have chosen to turn your passion for education into a career.  You likely have accumulated some debt thus far.  You may also have started saving some money toward your future goals.  These two items may seem to be at odds with each other.  So which of these items should you prioritize and put your money towards?  We will look at at a few items that you should consider. Continue reading ““HELP! Should I Slash my Debts or Build a Nest Egg?” -Professors”

Financial Empowerment. Integrity Wealth Advisors. Remove the guesswork. (1)

Stop Feeling Helpless and Start Feeling Empowered!

 

The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more about local events near you.

Financial Empowerment.  Wow, what a powerful idea!  This is what I strive to provide for my clients.  At Integrity Wealth Advisors, I help my clients to remove the guesswork from their finances by crafting a unique plan in pursuit of their financial goals.  In this post, I’ll share with you a story of how financial empowerment can change your life.  We can easily get caught up in graphs, charts, and numbers but financial empowerment is all about how gaining financial clarity makes you feel. Continue reading “Stop Feeling Helpless and Start Feeling Empowered!”